Crime Insurance

Product
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ENCON’s Crime Insurance provides valuable protection against workplace fraud and theft. The coverage can be purchased in 2 different ways:

  1. Commercial Crime Insurance Stand-alone Policy – Available to all eligible organizations
  2. Commercial Crime Insurance Endorsement – Available as an attachment to existing ENCON D&O products

Eligibility

The following list provides a sample of the classes of business that ENCON insures.

  • Retail operations, including grocers, supermarkets, specialty stores, department stores
  • Restaurants (all types, multi-location)
  • Hospitality risks (hotel/motel)
  • Inventory-intensive risks (all types)
  • Entertainment risks, including theatres, bowling alleys
  • Distribution/wholesale operations
  • Manufacturing risks
  • Government agencies (city, province, local agencies of all types)
  • Not-for-profit entities
  • Oil and gas, mining
  • Technology
  • Forestry
  • Professional services
  • Agriculture
  • Media
  • Contractors

Coverage Details

  • Policy Form – Occurrence
  • Capacity – Limits vary depending on the size and scope of the risk
  • Minimum premium – $1,000
  • Territory – Worldwide

Policy Features

  • Blanket coverage for all full-time and part-time employees
  • Temporary personnel covered while providing services, at the direction of the insured, on the insured’s premises
  • Coverage for employee welfare and benefit plans
  • No arrest and convict clause
  • Computer fraud coverage available
  • Funds transfer fraud coverage available

Submission Requirements