There are countless potential liabilities faced by contractors as they work on construction projects. ENCON’s Commercial General Liability (CGL) insurance provides contractors with protection against a range of potential common claims, including bodily injury, property damage or personal injury. This coverage is available on a monoline basis for eligible contractors.

• General contractors and subcontractors with annual receipts of $10,000,000 or more
• Regardless of annual receipts, specialist contractors involved in more hazardous construction fields such as: blasting, shoring, underpinning, pile driving, major excavation/foundation works, construction of bridges, dams and tunnels
• Project managers and consulting engineers (available for insureds who have their errors and omissions coverage with ENCON)
• Single project CGL coverage is available for most types of projects

• Policy Form – The insurance is written on an occurrence basis
• Policy Period – Annual policies or multi-year policies (for single projects)
• Capacity – Limits up to $10,000,000 for coverage on an annual basis. Limits up to $25,000,000 for coverage on a project-specific basis
• Minimum premium – $7,500 per policy
• Territory – Projects in Canada only

• A completed ENCON Commercial General Liability Insurance for Construction Contractors application form
• Corporate brochure of the applicant (optional)
• All applications must be submitted to ENCON through a licensed insurance broker

Professional Liability & Construction