Technology > Multimedia


Multimedia 


Many companies in the rapidly changing multimedia industry have a combination of traditional media and information technology exposures. Recognizing the diverse exposures of these businesses, ENCON’s Multimedia liability insurance provides comprehensive coverage against allegations of wrongful acts in the provision of their products or services, including infringement, security breach, privacy breach, data personal injury and advertising injury all in one policy.

Eligibility

  • Businesses with a hybrid of traditional media and information technology exposures
  • Canadian domiciled companies
  • A sample list of clients could include, but is not limited to:
      • Graphic design firms
      • CD-ROM production companies
      • Video production companies
      • Advertising agencies
      • Web design firms
      • Printers
      • Publishers
      • Marketing agencies
      • Advertising or marketing consultants

Coverage Details

  • Policy Form – The insurance is written on a claims-made basis
  • Policy Period – Annual policies and multi-year policies available
  • Territory – Services rendered worldwide

Policy Features

  • Broad definition of insured services, including media related services
  • Intellectual property infringement coverage (copyright, trademark, trade name, service mark, trade dress or trade secret)
  • Security breach, Privacy breach and Data Personal Injury coverage
  • Advertising Injury and Personal Injury coverage
  • Duty to defend
  • First dollar defence coverage (deductible does not apply to defence costs)
  • Defence costs in excess of the limits available
  • Split damages deductible
  • Coverage for subcontractors
  • Coverage for bodily injury and property damage arising from professional services
  • Coverage for liability against damages resulting from criminal acts committed by a rogue employee
  • Coverage for claims made against the Insured by their employees in the event of a Privacy breach
  • Coverage for delay in the performance of a contract or agreement resulting from a wrongful act 
  • Coverage for remediation costs
  • Coverage relating to Indemnity contracts
  • 60-day basic extended reporting period
  • Optional extended reporting period for up to three years

Additional Coverages Available

Submission Requirements

* Please note that there are separate application forms for quotes on new submissions and for renewals.