ENCON offers specialized insurance programs for professional associations and affinity groups in medical, legal, financial, construction and other miscellaneous industries. We tailor our professional liability insurance to meet the specific needs of associations and groups that range in size from 10 to thousands of members. Our comprehensive coverage protects associations and groups, and their members, against allegations of errors, omissions and negligent acts.

• National and provincial associations
• Affinity groups for individual professionals

• Policy Form – The insurance is written on a claims-made basis
• Policy Period – Annual and multi-year policies
• Capacity – Limits up to $5,000,000 per association or affinity group member
• Territory – Services rendered anywhere in the world, however, suits or judicial proceedings must first be brought against the insured in Canada

Individual members are offered:

• Two levels of participation: voluntary or mandatory
• Multiple limit options
• Affordable premiums
• Ongoing access to current industry information
• Broad definition of insured
• Broad definition of insured services
• CGL insurance is available for professional liability policyholders

• Commercial Umbrella Liability New!
• Security and Privacy Liability Coverage Endorsement (availability determined on an individual account basis) New!

• A completed ENCON Associations application form
• All applications must be submitted to ENCON through a licensed insurance broker

Professional Liability & Construction