While project managers play an important role in the successful completion of construction projects, they are exposed to a range of potential claims arising out of errors and omissions. Claims resulting from deficiencies, extras, delays or business interruption are now commonplace. ENCON’s Project Managers errors and omissions insurance protects project managers and the assets of their firms against such claims.

• Available only to project managers who work for Canadian-based companies in the construction industry
• Project management team providing services for each project must be under the direction of an architect, engineer, architectural technologist or engineering technologist
• Majority of fee income must be derived from Canadian projects; Generally, up to 25% of U.S. projects and 35% total foreign (including U.S.) projects are acceptable
• Firms responsible for actual construction work or providing general contracting services are not eligible. The only exception is the erection of temporary structures (fencing, sign, site trailers, etc.) not themselves necessary for completion of projects

• Policy Form – The insurance is written on a claims-made basis
• Policy Period – Annual policies
• Capacity – Limits up to $5,000,000 per claim/aggregate (unless otherwise stipulated, the limit is inclusive of supplementary payments including claim investigation and defence costs, except in Quebec)
• Deductibles – Starting at $5,000 per claim (unless otherwise stipulated, for projects in Canada, deductible does not apply to supplementary payments, which include claim investigation and defence costs)
• Territory – Services rendered and claims made anywhere in the world

• New! Security and Privacy Liability Coverage Endorsement

• A completed ENCON Project Managers of Construction Projects application form
• All applications must be submitted to ENCON through a licensed insurance broker

Professional Liability & Construction