Landscape architects play an important role in ensuring that the best use of land resources is built into the process of designing and planning projects. ENCON offers comprehensive professional liability insurance to protect landscape architects and their firms against claims for errors, omissions and negligent acts.

Coverage is available for Canadian Landscape Architects and their employees.

• Policy Form – The insurance is written on a claims-made basis with full coverage for prior acts
• Policy Period – Annual and multi-year policies
• Capacity – Limits available from $250,000 to $5,000,000
• Territory – Services rendered and claims made anywhere in the world

• Broad definition of named insured (including contract employees)
• Broad definition of professional services
• Split damages deductible
• First dollar defence coverage (deductible does not apply to defence costs)
• Design-build coverage
• Non-cancellable coverage
• Joint ventures with other design professionals
• Occupational Health and Safety Act defence coverage ($15,000 sublimit)
• Disciplinary coverage ($15,000 sublimit)
• Legal expenses incurred for investigation and defence of claims
• Full pollution coverage
• A single facility to assist with disputes and settlement of claims
• Equity interest coverage where insured’s interest does not exceed 10%
• Defence assistance reimbursement ($20,000 sublimit)

• New! Security and Privacy Liability Coverage Endorsement
• Directors and officers non-profit extension

• A completed ENCON Landscape Architects application form
• All applications must be submitted to ENCON through a licensed insurance broker

Professional Liability & Construction