An underwriter assesses risk or exposure to financial loss, based on certain criteria, which vary according to the potential insured’s industry and type of insurance being purchased. At ENCON, our underwriters are focused on professional liability and construction-related insurance, and have the opportunity to analyze submissions, determine rates, terms and conditions of coverage in accordance with established underwriting guidelines.
Our underwriters work with external, independent brokers to negotiate new and renewal accounts, bind coverage and provide ongoing service as required. It is important for our underwriters to develop and maintain a strong understanding of our client base, market conditions as well as an awareness of claims and exposures.